Disclaimer

Welcome to Primeira Fala. By accessing and using this website, you agree to comply with the following terms and conditions. These terms govern your use of the content, features, and services provided by Primeira Fala. Please read them carefully.

1. Terms of Use

Primeira Fala provides general information, tips, and content primarily focused on residential insurance and related topics. The content is intended for informational purposes only and should not be considered professional or legal advice. By using the site, you acknowledge that any reliance on the material is at your own risk.

You agree to use the site only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the site. We reserve the right to suspend or terminate access to any user who violates these terms.

2. License for Personal Use

All content published on Primeira Fala is the intellectual property of the website or its content providers and is protected by applicable copyright laws. You are granted a limited, non-exclusive, and non-transferable license to access and use the content strictly for personal and non-commercial purposes.

You may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any material from the site without prior written permission, except where explicitly allowed by law. Any unauthorized use of the content may violate copyright, trademark, and other laws.

3. Disclaimer of Warranties

All content on Primeira Fala is provided “as is” and “as available,” without warranties of any kind, either express or implied. We do not guarantee that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. No information or advice obtained through the site shall create any warranty not expressly stated herein.

4. Limitations of Liability

To the fullest extent permitted by law, Primeira Fala and its owners, affiliates, partners, and contributors shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the website, including but not limited to damages for loss of data, revenue, or profits, even if we were advised of the possibility of such damages.

This limitation applies regardless of the form of action, whether in contract, tort, or otherwise. You agree that your sole and exclusive remedy for any dissatisfaction with the site is to stop using it.

5. Accuracy of Content

We strive to provide accurate and up-to-date content on Primeira Fala. However, we make no guarantees regarding the completeness, reliability, or accuracy of any information presented. The content may contain errors, inaccuracies, or typographical mistakes, and it may be changed or updated without notice.

It is your responsibility to verify any information obtained from the site before acting on it. Primeira Fala is not liable for any loss or damage resulting from the use of or reliance on the information published on the site.

6. Links to Third-Party Sites

Primeira Fala may contain links to external websites or services operated by third parties. These links are provided for your convenience only. We do not control and are not responsible for the content, practices, or availability of third-party websites. The inclusion of any link does not imply our endorsement or affiliation with the site or its operators.

We encourage you to review the privacy policies and terms of service of any external sites you visit through links on our platform.

7. Modifications of Terms

We reserve the right to modify these terms of service at any time. Changes will be posted on this page, and it is your responsibility to review them periodically. Continued use of the website after the publication of any changes indicates your acceptance of the updated terms.

If you do not agree with the modified terms, you must discontinue your use of the site immediately.

8. Governing Law

These terms of service shall be governed by and interpreted in accordance with the laws of Brazil, without regard to its conflict of law principles. Any legal action or proceeding arising from or related to these terms shall be exclusively submitted to the competent courts located in Brazil.

By continuing to use this website, you confirm that you have read, understood, and agreed to these terms of service.